THE BOOK


Thousands of programs are available in all fifty states


Lack of funds for a down payment shouldn't be the reason you can't buy a house! We built our directory so serious first-time home buyers can find grants, loans, and down payment assistance. We also connect interested buyers with trained professionals who know how to put all the pieces together in the real estate journey. We turn knowledge into results!

 


 
TABLE OF CONTENTS: WHAT WE COVER

01

Federal loans and programs

FHA, VA, USDA, and other guaranteed loans


02

All fifty state programs

Grants, first loans, forgivable second loans, zero interest loans, low interest loans, and other special programs, organized in alphabetical order


03

Additional programs

More local programs, national bank programs, family gifts, seller contributions


04

Strategies & tax benefits

How to put multiple programs together, and in what order. Tax benefits of the Mortgage Credit Certificate (MCC), and mortgage interest deductions.

ORDER THE BOOK


You can buy the updated 2026 ebook right now

We've added new content on how to compare different programs, the best way to combine offers, and "cash to close" details that can save you money.

$9.95